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Home2019-01-31T12:12:54+00:00

How do you get a great credit score?

THE SECRET? GET STARTED!

We work hard at helping you reach your credit and life goals.

  • Are you starting out and need to build credit?
  • Are you a seasoned individual who has faced hard times and now you have poor credit?
  • Are you looking to fine tune what you’ve already learned?
  • Education is key in this industry and knowing your rights will help make you the ultimate consumer down the road. We will help educate you on the laws.
  • Credit monitoring is not required we highly recommend having it for all three bureaus to yield the fastest and best results.
  • We do have a discount link available to the company we use. The company we use for our clients is programmed to upload into the software seamlessly.
  • Automatically be added to our Facebook’s DIY Group!

Why Work With Us

HONESTY • INTEGRITY • PERSEVERANCE

DIY clients tend to be very successful. This is because you are not only ready for the repair process, you are ready to take control of the future and learn first hand how to gear up for success!

This program includes the most current letters to be used for every situation that you will face on your credit report.

Ongoing 3 bureau credit monitoring service is still highly recommended in order for us to better serve you in the event that you need help. Assistance will continue to be available to make the best of your investment into repairing your credit.

HONESTY
INTEGRITY
PERSERVERANCE

Testimonials

“I am so pleased with the service from Cindy! Literally was available responding to my message within minutes. Said we would talk about my credit the next day and she called and told me soooo much information. I am truly thankful and feel very confident that i can get my credit where it needs to be. Thank you so much Cindy! I DEFINITELY recommend using her if you’re looking to fix your credit.”

VALUED CLIENT

“Truly thankful for all that you do! You helped me not only fix a bunch of incorrectly reported items on my credit but educated me along the way and helped me get ready to invest in purchasing a home. Friendly, genuine, professional and trustworthy.”

VALUED CLIENT

“Cindy was incredibly helpful in getting a very damaging item removed from my credit report from all 3 bureaus. Took a white, but she was very diligent and persistent and it paid off. Now I’m back up in the 800’s where I belong! Thanks!.”

VALUED CLIENT
We Invite You To Leave Us A Review On Yelp!

Our Pricing

We understand that sometimes time is just not something available to our clients and because of this, we have a full-service line available to meet your needs. We have individual, couple’s, bankruptcy removal packages.  As a huge thank you to our service men and women we offer military/government service discount packages.

 ***All packages come with:

  • A consultation and review monthly.
  • Special links to the best credit building tools available from building credit with paying your rent, secured credit cards specifically designed to build your credit faster (when used properly), and in some states referrals to one of our preferred real estate agencies that offer lease option home ownership programs.
  • Education is key in this industry and knowing your rights will help make you the ultimate consumer down the road. We will help educate you on the laws.
  • Credit monitoring is not required we highly recommend having it for all three bureaus to yield the fastest and best results.

o   We do have a discount link available to the company we use. The company we use for our clients is programmed to upload into the software seamlessly.

  • Automatically be added to our Facebook’s DIY Group!

o   DIY clients tend to be very successful. This is because you are not only ready for the repair process, you are ready to take control of the future and learn first hand how to gear up for success!

These programs (options 1-3) include the most current letters to be used for every situation that you will face on your credit report.

Ongoing 3 bureau credit monitoring service is still highly recommended in order for us to better serve you in the event that you need help. Assistance will continue to be available to make the best of your investment into repairing your credit.

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Just state ID, Social Security card, Proof of Address, and any responses that you have from creditors, collection agencies, and the bureaus.

F.A.Q.

You can sign up online right now by clicking the link on the package you prefer. In just a few short minutes you will receive an email with instructions on getting signed up for your credit monitoring service as well as signing the contract needed for us to get going on our part. credit reports. Once we have your login for the credit monitoring site, we will download the reports and start our review and audit process. Make sure to check your spam folder if you haven’t received an email in 15 minutes.

Yes. Credit reports and monitoring are from third-party providers and they require a monthly service charge that is separate from our service charges.

No! This is NOT permitted. We do not offer any type of lending so pulling credit would not be legal and it would actually hurt your score.

No. All of our clients get 100% of our service regardless of the package they choose. The packages simply identify the majority of the problem and the end goal for the client.

This is a very difficult to answer. Every file is different and is treated as such. The average file takes anywhere from 3-6 months but we’ve had files take only 45 days and we’ve had files take over a year for completion. This often times depends on the clients goals and the depth of the file itself.

YES WE DO!

We offer a 50% discount to all service men and women as a thank you for their dedication to our nation in any capacity. This includes current and former: military, police, fire and any government service personnel. We do however ask for something that verifies this if it was a past position.

We offer the same discount to anyone on disability.

Yes we certainly are. We donate 10% a year to local charities that work tirelessly in our communities as well as an occasional GoFundMe campaign. If you have a specific charity in mind when you sign up, please let us know if it is on our current list.

Yes do! Please see our Service Disclaimer at the bottom of the website for clarification as it varies slightly based on the package you choose.

We base this on the client’s particular file but because we address the bureaus and the creditors, we average 10-20 on a monthly basis.

We certainly feel that you should do both files at one time. We do have discounts available for your spouse that encourage you both sign up at the time and we offer special couples pricing to help curb the costs of repairing 2 files at once.

Nope! We respect the decision that you have made to not be married. We do require that you reside in the same household in order to get the discount though.

Yes. The service costs $250 and includes the facilitation of loan consolidation, income-driven repayment plans, and in some cases forgiveness.

We have many programs available.

We offer a wide variety of payment solutions if you ever run into a legitimate and verifiable problem such as job loss. The last thing we want is to create an additional burden on our client but because our service fees are based on results an invoice will still need to be addressed if a balance is outstanding. Communication is key in this situation.

Most client see a positive result in the first 45 days.

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