Privacy Policy

Privacy Policy2018-09-27T04:35:58+00:00

Privacy Policy
Your privacy is important to Credit Repair NW (“WWW.CreditRepairNorthWest.com”). Please read our Privacy Policy carefully to
understand how we collect, use, disclose, transfer, and store your information. By visiting Credit Repair NW’s website or agreeing to
content that includes a link to this document (“Online Ads”), you agree to the practices described in this Privacy Policy and our
Terms of Use.
Our Collection and Use of Personal Information
Personal Information is information you provide us that can be used to uniquely identify or contact a single person, such as your
name, email address, phone numbers and tax identification number.
You may be asked to provide Personal Information when you interact with Credit Repair NW, Online Ads, or one of Credit Repair
NW’s related companies, such as in connection with a completed or abandoned transaction or a request for information from Credit
Repair NW. Credit Repair NW and its related companies may share your Personal Information with each other and use it consistent
with this Privacy Policy. Credit Repair NW may supplement the Personal Information you provide with Personal Information available
from other sources, such as public databases, data aggregators, and other commercially available sources.
Examples of Personal Information We Collect and How We Use It:
 You may provide Credit Repair NW a variety of Personal Information, including your name, mailing address, email address,
phone number, payment information, and tax identification number.
 The Personal Information we collect allows us to deliver requested products, services and information to you, to stay in
contact with you, and to manage Credit Repair NW’s relationship with you. By providing Credit Repair NW with Personal
Information, you consent to Credit Repair NW’s transfer and storage of that information.
 Credit Repair NW also may use your Personal Information for research, development, and analysis, and for advertising,
marketing, product and service offerings, security, fraud prevention, and other business activities.
Our Collection and Use of Non-Personal Information
Non-Personal Information is information in a form that does not allow for direct association with a specific person. This information
is compiled and analyzed on both a personal and an aggregated basis. We may collect, use, monitor, analyze, transfer, and disclose
Non-Personal Information for any purpose.
Examples of Non-Personal Information We Collect and How We Use It
 We may collect and aggregate information regarding user access, activity and behavior on our website, such as when you
visit the website and what content is of interest or seems to be most useful to you. If we combine Non-Personal
Information with Personal Information, the combined information is treated as Personal Information for purposes of this
Privacy Policy.
Non-Personal Information includes:
 Device Information – We may collect specific information for the device you use to access our website. For example, we
may collect device model, IP address, MAC address, operating system version, application software, fonts, and other device
information and identifiers.
 Cookies and Other Technologies – We use a variety of technologies to collect and store information when you visit our
website. This technology may involve sending web beacons and cookies or anonymous identifiers to your device. We use
Cookies and Other Technologies to analyze your behavior when accessing our website and to deliver ads to you that relate
to your interests.
 Log Information – When you visit our website, we collect certain information automatically and store it in log files. This
information includes IP address, browser version, ISP data, referring and exit pages, operating system version, date / time
stamps, cookie data, and clickstream data. We use Log Information to administer the website, analyze trends, maintain site
security, learn about user behavior, and improve the overall quality and availability of the site.
 Click-Through URLs – In some email messages, we use a Click-Through URL to link to content on our website. When you
click one of these URLs, you pass through a separate web server before reaching our site. We use Click-Through URLs to
help us determine interest in a particular topic and to measure the effectiveness of our email communications.
 Anonymized Information – If we separate Non-Personal Information from Personal Information, the separated information
is treated as Non-Personal Information for purposes of this Privacy Policy.

Our Sharing of Information with Others regarding Personal Information
We do not share Personal Information with businesses or individuals outside of Credit Repair NW, except under the following
circumstances:
 Consent – We will share your Personal Information with others outside of Credit Repair NW when we have your consent to
do so.
 Service Providers – We provide Personal Information to related companies and other trusted businesses or persons who
use, analyze, or process it on our behalf, based on our instructions and in compliance with appropriate confidentiality and
security measures. For example, we may use others to:
 deliver, evaluate the effectiveness of, and assist in improving our products and services
 conduct consumer research and satisfaction surveys
 assist us in analyzing and understanding consumers and how to reach them more effectively
 assist us in fraud prevention, with our security measures, and to provide us technical support
 provide customer support
 manage customer data, and to ensure data integrity and accuracy
 process financial transactions and perform accounting functions
 advertise, market, or make product or service offerings
 Legal Reasons – We will share Personal Information with others outside of Credit Repair NW if we have a good-faith
belief that disclosure is necessary or appropriate to:
 comply with applicable law, regulation, legal process or enforceable governmental request
 protect our operations or customers
 detect, investigate, or address fraud, security, or technical problems
 investigate potential violations of and enforce applicable terms of service
 In the event of a reorganization, merger, or sale we may transfer any and all personal information we collect
to the relevant third-party.

Non-Personal Information
We may share Non-Personal Information publicly and with our strategic partners. For example, we may share Non-Personal
Information to describe the size and success of our company.
Transparency and Choice
Credit Repair NW may use third-party display advertising companies, including Google, to serve Credit Repair NW ads on its behalf
on sites across the Internet. Credit Repair NW and its display advertisers use cookies to inform, optimize, and serve ads based on
your past visits to Credit Repair NW website
You may find additional information, opt-out of, or otherwise customize display advertising from Google or DoubleClick by visiting
Google’s Ads Preference Manager.
You may find additional information and opt-out of other participating third-party display advertising by visiting the Network
Advertising Initiative opt-out page.
Credit Repair NW may use third-party analytics companies, including Google Analytics, to analyze and understand user behavior
when visiting our website.
You may find additional information and opt-out of Google Analytics by visiting the Google Analytics opt-out browser add-on.
You also may want to consider disabling cookies within your browser. Please note, however, that certain features of the Credit
Repair NW website will not function properly or be available once cookies are disabled.
Social Media Plug-ins
Plug-ins for social networks, such as Facebook, Twitter, LinkedIn, Yahoo, Windows and Google plus (among others), are integrated
on Credit Repair NW’s website.
By interacting with us through a social media plug-in, certain information will be transmitted to the related social network, and you
permit us to have on-going access to information from your social network profile.
If you do not want the social network to collect information about you, or to share it with Credit Repair NW and other third parties,
please review the privacy policy of the relevant social network and/or log out of the relevant social network before you visit Credit
Repair NW’s site.

Information Security and Retention
Credit Repair NW takes precautions to safeguard your Personal Information from loss, theft, and misuse, as well as unauthorized
access, disclosure, alternation, and destruction. These precautions include technical, physical, and managerial procedures.
Because email and instant messaging are not recognized as secure communications, we request that you not send private
information to us by email or instant messaging services.
We are committed to working with appropriate regulatory authorities to resolve any complaints regarding the transfer of Personal
Information that we cannot resolve with our customers directly.
WWW.CreditRepairNorthWest.com uses Secure Sockets Layer (SSL) encryption on all pages where Personal Information is collected.
This protects the confidentiality of your Personal Information while it is transmitted over the Internet.
For your own protection, you should exercise care with the information you share over the Internet. You should always use a secure
browser and exercise good judgment in using passwords, such as using a combination of upper and lower case letters, numbers,
special characters, and you should avoid using the same or similar passwords across multiple sites.
Clients may access their Personal Information by logging into their account. We make good-faith efforts to give you ways to update
or to delete your Personal Information quickly, unless we need to keep that information for a legitimate business or legal purpose.
Some changes require personal contact with an assigned Credit Repair NW representative.
Credit Repair NW retains Personal Information and Non-Personal Information for the time necessary and reasonable to fulfill the
purposes outlined in the Privacy Policy, unless a longer retention period is required or permitted by law.
We may reject requests to change or delete information that are unreasonably repetitive, require disproportionate technical effort
(for example, requiring the development of new systems or fundamental changes to existing systems), risk the privacy of others, or
would be extremely impractical (such as information stored on backups).
We work to protect data from accidental or malicious destruction. Accordingly, we may not immediately delete or change residual
copies and we may not delete or change information from our backup systems. Unless a disproportionate effort is required, we will
provide information access and correction without charge.
Third Party Privacy Policies
This Privacy Policy only addresses the use and disclosure of information we collect from you. This policy does not apply to the
practices of companies that Credit Repair NW does not own or control or to people that Credit Repair NW does not employ or
manage. Credit Repair NW does not control the privacy policies of third parties, and you are subject to the privacy policies of those
third parties where applicable. We encourage you to ask questions before you disclose your personal information to others. For
more information about each such third party, please refer to the third party’s privacy policy.
If you provided your information on the website of an entity not related to Credit Repair NW, and that entity shared your
information with us, the privacy policy of that website governs the non-related entity’s use of your information, which may be
different from this policy.
Children
We do not knowingly collect Personal Information from children under 13. If we learn that we have collected the personal
information of a child under 13, we will take steps to delete the Personal Information as soon as possible.
Privacy Policy Changes and Questions
Credit Repair NW may update its Privacy Policy from time to time. Changes to this Privacy Policy will be posted on Credit Repair
NW’s website, with a corresponding revision date. Please check the website and Online Ads each time you use them for the most
current information and to ensure that you are aware of any updates.
Request for Information
If you have any questions or concerns about Credit Repair NW’s Privacy Policy, please contact us:
Support@CreditRepairNorthWest.com